View Full Version : What's your cheonging budget?
gangjian
12-10-2005, 12:00 AM
Went to ATM to withdraw vit M again today, and then went back and did a tally. Holy cow! For the past month, I spent over 10% of my miserable salary on FL, TN, HC, and KTV! Look like I need to do some serious budgeting right away, before I start begging on the street or selling my body (that is, if anyone ever fancy :D ).
Just curious: do other brudders have a "cheonging budget"? What proportion of your income is earmarked for this activity? And to what extent were you able to stick with that budget?
Specialboy
12-10-2005, 12:46 AM
Just curious: do other brudders have a "cheonging budget"? What proportion of your income is earmarked for this activity? And to what extent were you able to stick with that budget?
I don't have a cheonging budget and i don't earmarked my income for this and sometime it's pretty hard to stick to budget if the urge is too strong. But i do believe that one should spend within their budget/live within their means.
Always save a portion 1st then spend the balance, not spend 1st then save whatever is left.
Went to ATM to withdraw vit M again today, and then went back and did a tally. Holy cow! For the past month, I spent over 10% of my miserable salary on FL, TN, HC, and KTV!
wow 10% of ur salary can go FL + TN + HC + KTV, ur pay is dem high leh. any more vacancy?
Castrol
12-10-2005, 10:23 AM
wow 10% of ur salary can go FL + TN + HC + KTV, ur pay is dem high leh. any more vacancy?
hahaha... good one bro... :D
hahaha... good one bro... :D
i did a rough calculation, all the 4 activities if real enjoy 1 think chao chao need abt 400-500. so his pay must be 5k at least lor
王小虎龍虎鬥
12-10-2005, 10:31 AM
Went to ATM to withdraw vit M again today, and then went back and did a tally. Holy cow! For the past month, I spent over 10% of my miserable salary on FL, TN, HC, and KTV! Look like I need to do some serious budgeting right away, before I start begging on the street or selling my body ....
Let do some Maths here (conservative):
FL : 100 +20 (room) + 2 (CD) : 122
TN : 28 + 30 (HJ) : 58
HC : 40 + 100 : 140
KTV : 50 (shared) + 50 (tips) : 100
Total expnditure : $420
So your pay is $4,200.00 :D If the components at FL and KTV is higher, then you are damn high power earner. :p
王小虎龍虎鬥
12-10-2005, 10:32 AM
i did a rough calculation, all the 4 activities if real enjoy 1 think chao chao need abt 400-500. so his pay must be 5k at least lor
The breakdown presented :D
mahalosux
12-10-2005, 10:37 AM
FL - Average 80 + 20 (hotel) = 100
KTV
1) Low end - Drinks 60 tips 20 =80
2) High End - Drinks 100 + gal (50) + mummy (shared , each person 20)
= 170
TN - 30 + (50 HJ) = 80
HC - 50(Entrance)+ 100 (FJ) = 150
conservative fig :
100+80+80+150 = 410
Note: S$410 is oni for TN wifout FJ, and go low end ktv..therefore the most conservative figure..
10 percent = S$410
100 percent = S$4,100
S$4,100 is net pay after CPF Deduction..
therefore ur gross salary is S$5,125... which is higher than me... :D
王小虎龍虎鬥
12-10-2005, 10:39 AM
Too bad this forum cannot post spread sheet :D More and more computations coming out.
therefore ur gross salary is S$5,125... which is higher than me... :D
wah bro u onli chin chai say higher nia, tt way way higer den me. u got vacancy a not :p
mahalosux
12-10-2005, 10:47 AM
wah bro u onli chin chai say higher nia, tt way way higer den me. u got vacancy a not :p
no hv leh..me is underpaid woker as compared to bro gangjian..he's the real big towkay...
wonder if work for him..everyday can sneak out for HH...
no hv leh..me is underpaid woker as compared to bro gangjian..he's the real big towkay...
wonder if work for him..everyday can sneak out for HH...
heheh fat hopes la. he is well paid but sure heavy work 1. look at the thread we tcss so long liao he neber come out. must be working hard.
now i start to think, its justifiable for him to be highly paid la
mahalosux
12-10-2005, 11:13 AM
heheh fat hopes la. he is well paid but sure heavy work 1. look at the thread we tcss so long liao he neber come out. must be working hard.
now i start to think, its justifiable for him to be highly paid la
i dun mind more work to do..pay high high wif more $ to cheong... :(
i dun mind more work to do..pay high high wif more $ to cheong... :(
i oso wan. but sometimes is likdat lor. dun get wat u wan 1 la.
tt y all the WL richer den us. they wan sell got ppl buy. we wan sell, ownself buy.........
dc7176
12-10-2005, 11:37 AM
i dun mind more work to do..pay high high wif more $ to cheong...
bro, 有命赚，没命花！i used to hav a fren who wk OT daily. He wk everyday for abt 14hrs a day than one month off 6 days go to Tg Batu cheong. Than came a time he collapse when wkin n died! Over exhausted!
Tink we must balance out our wk, $$ n cheonging. For me ideally would b 10% cheonging, 10% saving, 10% china fund :p , 50% family, 20% misc.
But in the end its always 25% cheonging n 5% misc. :(
mahalosux
12-10-2005, 11:40 AM
i oso wan. but sometimes is likdat lor. dun get wat u wan 1 la.
tt y all the WL richer den us. they wan sell got ppl buy. we wan sell, ownself buy.........
no lah..if i wan to sell..i need to tao tiap them somemore..haizz... :(
mahalosux
12-10-2005, 11:44 AM
bro, 有命赚，没命花！i used to hav a fren who wk OT daily. He wk everyday for abt 14hrs a day than one month off 6 days go to Tg Batu cheong. Than came a time he collapse when wkin n died! Over exhausted!
Tink we must balance out our wk, $$ n cheonging. For me ideally would b 10% cheonging, 10% saving, 10% china fund , 50% family, 20% misc.
But in the end its always 25% cheonging n 5% misc.
haiizz..i m sorri to hear what had happened to ur fen :(
for me ah. majority of my salary is for cheong and china fund..the rest for home use, and my daily makan exp.. :o
Shuang_Jie_Gun
12-10-2005, 12:06 PM
hello bro MHS,so long no see liao wor.+++ing abt budget i very scared so i got 0 control over it de :o
Castrol
12-10-2005, 12:10 PM
i did a rough calculation, all the 4 activities if real enjoy 1 think chao chao need abt 400-500. so his pay must be 5k at least lor
yeah, i'm thinking something like that too... but how come bro gangjian may need to sell backside... i mean body, and all that?
does he mean 10% on HC alone, 10% on KTV alone etc...? :D
too_hot
12-10-2005, 12:14 PM
heheh fat hopes la. he is well paid but sure heavy work 1. look at the thread we tcss so long liao he neber come out. must be working hard.
now i start to think, its justifiable for him to be highly paid la
no la, bro gangjian pai say already. say his pay is miserable when looks like she is in the upper echelons of pay packet here kekekeke....me actually trying to minimise...try not to go if possible. if really need to go, go for cheap one like petain. for $40 can get rather good full service service (refer to petain thread). compared to $150 TN/HC, u can go almost 4 times to PT for 1 time in TN/HC. So if i "need" to go release once a week then PT will stretch my dollar further. its true u get a better experience at TN/HC but at the end of the day u wanna shoot ur load, get some service and since vit M is limited....so have to compromise a bit...but recently i feel very guilty cos got hooked on TN again (blue rose, tj pagar plaza). went there 5 times (total abt $700) in the past one and half months so really blow my budget liao...haizzz...so for the next few months, its back to PT or GL cat 40 for me...
no la, bro gangjian pai say already. say his pay is miserable when looks like she is in the upper echelons of pay packet here kekekeke....me actually trying to minimise...try not to go if possible. if really need to go, go for cheap one like petain. for $40 can get rather good full service service (refer to petain thread). compared to $150 TN/HC, u can go almost 4 times to PT for 1 time in TN/HC. So if i "need" to go release once a week then PT will stretch my dollar further. its true u get a better experience at TN/HC but at the end of the day u wanna shoot ur load, get some service and since vit M is limited....so have to compromise a bit...but recently i feel very guilty cos got hooked on TN again (blue rose, tj pagar plaza). went there 5 times (total abt $700) in the past one and half months so really blow my budget liao...haizzz...so for the next few months, its back to PT or GL cat 40 for me...
hehe bro depend on wat u wan la. no sure right or wrong 1. for me i prefer to do it lesser time but better quality. best with kc :p if just needa shoot the load, sometimes just DIY lor. still a release ma.
to me its an enjoyment, not part of routine life. so worth spending a litter extra la.......
Lowell
12-10-2005, 03:19 PM
a little ashamed to say this....but if cheonging includes drinking.....and other "recreational activities"....I easily spend about $400 per week on this kinda stuff.
Holy cow! For the past month, I spent over 10% of my miserable salary on FL, TN, HC, and KTV!
oh. in other words, u r saying ur salary is damn high lah.
is it including ur annual bonus, ammortized over 12 months, less CPF contributions?
a little ashamed to say this....but if cheonging includes drinking.....and other "recreational activities"....I easily spend about $400 per week on this kinda stuff.
don worry... for tomorrow u may never able to enjoy it. there is nothing more fun than spending money on yourself!!!
zacer
12-10-2005, 04:01 PM
we have to enjoy while we can......stand... :D
dt3305
12-10-2005, 04:20 PM
rule of the thumb...take away 10% of your take home pay and stash it somwhere difficult to find...the rest spend all you want...
when you cheong KTV, if budget is a concern, go dutch or takes turn to pay...fix a schedule each month to visit HC, KTV and keep to it, so you can budget...it is more fun and thrilling knowing and looking forward to every 15th of month, you are going cheong HC...in the interim period, watch VCD and PCC...
dc7176
12-10-2005, 04:29 PM
rule of the thumb...take away 10% of your take home pay and stash it somwhere difficult to find...the rest spend all you want...
Bro i keep it for u?? confirm its difficult for YOU to find!! :p
dc7176
12-10-2005, 04:34 PM
don worry... for tomorrow u may never able to enjoy it. there is nothing more fun than spending money on yourself!!!
Spending $$ is fun but pls do not spend on credit!!
Horsepower
12-10-2005, 04:38 PM
Spending $$ is fun but pls do not spend on credit!!
The threadstarter do it on C.O.D. He very high cash flow one. :rolleyes:
Went to ATM to withdraw vit M again today, and then went back and did a tally. Holy cow! For the past month, I spent over 10% of my miserable salary on FL, TN, HC, and KTV.....
Shuang_Jie_Gun
12-10-2005, 04:39 PM
Bro i keep it for u?? confirm its difficult for YOU to find!! :p
end of the day,no need to find cos it cant be found liao. :D
dt3305
12-10-2005, 05:39 PM
Yah be careful not to spend on credit and those line of credit offered by the bank...knnb...now i kenna struck with 2 banks with outstanding line of credit totalling $7,800...i tot do balance transfer to take advantage of the other bank lower rate will save me money but now I find myself saddled down...I think and analysed through and damn...it is due to my anyhow spending...that's why my real income savings drop...so LL, have to take out my bond investment to clear my line of credit and will never take it up again...hate to be in debt. cheong also no fun...knowing is on borrowed money...
Imagine the following cost:
a. HC- entrance $36, FJ $100= $136
b. KTV- 2 gals, tips total $100/-, Chivas= $330= $430
You cheong HC 4 times a month and KTV 2 times a month and total spent will be $1404...what abt upkeep of car, house maintenance fee, food...sigh...
Honey Boon
12-10-2005, 05:58 PM
Agreed. When I cheong all these places, I never want to use my credit cards one. Leave behind no evidences. :D
Spending $$ is fun but pls do not spend on credit!!
BTech
12-10-2005, 06:15 PM
wah...... looks like i better control my spending on such recreational activities.......
last two months spend over $5K on such stuff liao... better be good.. stay home.. watch tv and then sleep..... save money.
ang076
12-10-2005, 06:27 PM
Mine is under $700..
DHC ($176)
BHC($136)
Legends ($138 or $158)
One week - one visit to one HC.
Spursgetz
12-10-2005, 06:42 PM
when you cheong KTV, if budget is a concern, go dutch or takes turn to pay...fix a schedule each month to visit HC, KTV and keep to it, so you can budget...it is more fun and thrilling knowing and looking forward to every 15th of month, you are going cheong HC...in the interim period, watch VCD and PCC...
hmm bro....i like your suggestion. Guess/hope this will really help me to control my expenses. I will start implement it from next month onward.
thanks
gangjian
12-10-2005, 08:16 PM
FL - Average 80 + 20 (hotel) = 100
KTV
1) Low end - Drinks 60 tips 20 =80
2) High End - Drinks 100 + gal (50) + mummy (shared , each person 20)
= 170
TN - 30 + (50 HJ) = 80
HC - 50(Entrance)+ 100 (FJ) = 150
conservative fig :
100+80+80+150 = 410
Note: S$410 is oni for TN wifout FJ, and go low end ktv..therefore the most conservative figure..
10 percent = S$410
100 percent = S$4,100
S$4,100 is net pay after CPF Deduction..
therefore ur gross salary is S$5,125... which is higher than me...
Finally got a chance to come back to the forum, only found myself being picked apart by detectives here! :D Talking about starting a fire only to burn oneself!
No lah! me only an ordinary office worker loh. let me propose a low-budget scenario for the activities listed above:
FL: cat 40 in GL or petain--$40;
TN (only go HJ)--$30 + $50=$80;
HC: $136;
KTV: tips $100 (other expenses on company account).
In the end, the total is only $356.
But 10% of my salary is a lot for cheoning, as I have many other expenses lah. I'm foreign worker, so no CPF, and need to save for retirement, which is closer than you think. Also no HDB, have to pay a bloody fortune for a condo. Bonked too much in the past, so have many illegit children to support all over the place :( My OC also check my finance regularly, cant show a big whole with no explanation lah.
What to do? Have to cut down on expenses.
Yes I agreed never spend on your credit card for cheonging best is to use hard cash. No money than stop cheonging for awhile it doesn't matter. If overspend on Credit card than will be in deep deep trouble.
As for me I alwasy use hard cash to cheong KTV. No cheonging budget for me I will go as and when I like to go. For the past 6 mths I hv been going to KTv for at least 12 to 15 nights a mths. Maybe is because I love KTV lah :D
gangjian
13-10-2005, 10:56 PM
As for me I alwasy use hard cash to cheong KTV. No cheonging budget for me I will go as and when I like to go. For the past 6 mths I hv been going to KTv for at least 12 to 15 nights a mths. Maybe is because I love KTV lah :D
Wow, 12-15 nights a mths! That must be more than 1.5k on KTV alone! You're a premium spender! I wish I got that kind of money to spare :(
Spanish Fly
13-10-2005, 11:36 PM
Get a gf, than everything will be free lor, clean somemore :D
hamlinlau
14-10-2005, 08:55 AM
hmm bro....i like your suggestion. Guess/hope this will really help me to control my expenses. I will start implement it from next month onward.
thanks
Le ai impliment simi?? Scheduled trips to KTV? Unlikely to succeed knowing your style. Sounds very achievable hor??
Picture this... Instead of cheonging 3 times a week you now make it a point to cheong(at most) 4-5 times a month to know the no of meimeis you need... then have your fun away from the KTV scene for the next 2-3 mths. Based on past statistics, I am making the assumption that you usually get 1 target in one outing (say 4 targets in 5 sessions?) and your short interest span of 2-4 weeks per ger (so 4 gers gives you 8-12 wks span?).
Maybe you can make your trips more efficient like some brothers here.. eg. sitting with 2-3 gers at one outing then you might achieve more head counts in 2-3 outings. At a glance, we have now reduced no of trips to just 25%.. Massive savings in $$$. CLAP CLAP
Here's my weakness... I find the toughest DISCIPLINE here is not controlling the no of visits to KTV(although I must admit having friends like you makes the task a lot more challenging!) but to PREVENT the 'savings' from being drawn into the tipping pool. More often than not additional tips make the gers happy which equates to better bonks or more bonks... Quality or quantity... always a difficult decision to make. Bad cos your entire exercise is to save money... And after a while (few months), the NEED for VARIETY creeps in and I revert to the old self again and I come back with a vengence???? This time MORE visits => harem increase in size and this eventually equates to a lot more $$$$ spent!!! Damn scary man...
Pls dont mind me TCSS... Very the bored sitting at wangfujung Starbucks (8 deg C this morning) waiting for some uni meimei to turn up...
mahalosux
14-10-2005, 09:48 AM
hello bro MHS,so long no see liao wor.+++ing abt budget i very scared so i got 0 control over it de :o
hi bro...
yah loh..u see i hv no control over my budget..until i hv to temp stop all my activities till end year (see my signature) :(
mahalosux
14-10-2005, 09:49 AM
hmm bro....i like your suggestion. Guess/hope this will really help me to control my expenses. I will start implement it from next month onward.
thanks
u ah?? very hard lah?? :rolleyes: :p
uglyrabbit28
14-10-2005, 05:09 PM
Yes I agreed never spend on your credit card for cheonging best is to use hard cash. No money than stop cheonging for awhile it doesn't matter. If overspend on Credit card than will be in deep deep trouble.
As for me I alwasy use hard cash to cheong KTV. No cheonging budget for me I will go as and when I like to go. For the past 6 mths I hv been going to KTv for at least 12 to 15 nights a mths. Maybe is because I love KTV lah :D
YEs agree.. use cash better.. if want to sign card.. get debit card..... got money play... no money PCC at home also can....
Wow, 12-15 nights a mths! That must be more than 1.5k on KTV alone! You're a premium spender! I wish I got that kind of money to spare :(
Bro I am not kidding, but talking serious. You can go to DC and ask the Boss Mr. Tony Quek or his manager they almost see me there every nite one lah
gangjian
16-10-2005, 10:01 PM
Bro I am not kidding, but talking serious. You can go to DC and ask the Boss Mr. Tony Quek or his manager they almost see me there every nite one lah
Bro evo3:
Hope you didn't take it the wrong way. What I have toward your earlier post is envy, not disbelief.
Poor me, haven't even been to DC yet. Went there on a Friday nite a while ago, was told no ktv room, not even a sofa seat in the open area. This place so hot mah? Must go there to see see. Maybe will bump into you lah! :D
David_Ginola
16-10-2005, 10:13 PM
bro, 有命赚，没命花！i used to hav a fren who wk OT daily. He wk everyday for abt 14hrs a day than one month off 6 days go to Tg Batu cheong. Than came a time he collapse when wkin n died! Over exhausted!
Tink we must balance out our wk, $$ n cheonging. For me ideally would b 10% cheonging, 10% saving, 10% china fund :p , 50% family, 20% misc.
But in the end its always 25% cheonging n 5% misc. :(
Hi bro, i agreed with u both hands up. This is a real life story. My army friend's brother. He is very hard working, everything see him he always on the phone abt work. At home talk on phone also work. One day i ask him, why u work so hard. His reply, he wanna made his million by 30 yrs old. Few yrs back, he indeed got his million....but....he did not live to enjoy his earnings. Morale of his case, do wat is deem fit, dun over work n dun over spend. I also know talk is easy, but implementing is a bit difficult. Hope this help.
Cheers
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