Chio Bank Relationship Managers [Archive] - The Asian Commercial Sex Scene

soggypanties

07-08-2006, 03:05 AM

Have.... wild, pretty and intelligent ones too. Having said that, you better have the looks, money and brains. Otherwise there'll always be someone out there who meets that criteria. RM - meaning relationship manager. They deal with high nett worth clients, talk to business owners and handle at any one time more than 50m dollars. I'm stereotyping them but I think its quite accurate cos I'm in the same line and have seen enough to make this judgement.

One tip though, join the bank and be a colleague. Its alot easier. Or you can try Balacl***. Its a bankers haven.

tryying

07-08-2006, 10:36 AM

If that person have those kind of $ n got into a relationship with such woman, he still have time to post his incident? :p

asdfghjkl

07-08-2006, 01:32 PM

the UOB branch at AMK central.. chio looking but got do or not, dunno ler.. :D

Red_Perrier1099

07-08-2006, 02:36 PM

Uob branch at toa payoh central got one big neh neh girl, quite steam see liao and also one quite cfm. that time went in there but they just stand around dunno do what?:rolleyes:

tryying

07-08-2006, 03:51 PM

Just think of this kind of situation :

Ring Ring, Mobile phone, answer it, a sweet young lady voice over the other end.

Lady (L) : Hi, I am calling from XXX bank

Me (M) : Yes?

(L) : I notice that you got deposit a cheque of 1 million (or more as kenna TOTO or BIG Sweep :D ) recently, we have some investment plan n hope u like to take a look.

(M) : Look? What look? I just want to bank in la (Hao Lian a bit)

(L) : Sir, I really hope u can consider investing some of the plan as the return is very good.

(M) : Good, as in what? (Act blur lor)

(L) : Good as in higher interest, got freebie etc...

(M) : Interest n Freebies?

(L) : Yes.

(M) : How much interest will I get n what kind of Freebies?

(L) : The interest would be XXX amount n the freebies wouldn be XXX

(M) : Like that only har?

(L) : If you really interest, we can arrange n talk face to face, how abt it?

(M) : Face to Face? Hmm........

(L) : Is it ok for you, sir?

(M) : Let me think la. Btw, you earn commission if I invested n is recommended by you?

(L) : Yes, but not much, sir.

(M) : (Try to act busy) Lady, tell you what, I am kind of busy right now, why wouldn't you call me up after office hour. If I really interest, I will invest in one of those you recommended.

(L) : Ok, seem fine to me, what time should I call u then, sir?

(M) : 8+ pm as mostly I will be free.

(L) : Sure, no problem.

(M) : Ok, bye then.

(L) : Have a nice day, Sir.

Big Semens

07-08-2006, 04:01 PM

Hi Bros

Any lobang to intro???

Heard and I know some of them very wild one...

Sell products until...

Do they need to be so cheapo to sell their products ?

tryying

07-08-2006, 04:02 PM

8+ pm. Mobile Phone rings again. This time, unknown mobile number.

(M) : Hello.

(L) : Hi, Mr M, this is the lady who called you this afternoon.

(M) : Oh, is you, so, are we going into "detail" of what is going to happen next?

(L) : "Detail" ???

(M) : Yup, details which abt what I will be getting if I invest in those plan which you recommended.

(L) : Oh, yes, sorry, don't get you in the first place.

(M) : It's ok. So, what kind of benefits should I be having apart from those you told me earlier if I invests.

(L) : I only can give u extra XXX n XXX, that's all, Sir.

(M) : Chey, so little, nothing more than that?

(L) : (Paused for a while) Well, if you invest more than certain amount, maybe .............

(M) : Maybe what?

(L) : Ok, straight to the point. I been without any commission lately, my superior is mad at me. I still can't figure why out what is the reason behind it. But what I know is that my other colleague is doing side line inorder to get the sale done. So, I think I got to do what I suppose to do.

(M) : That's mean you just started in this line?

(L) : Yes, after my uni, this is my first job.

(M) : (First job? Later I want BJ, haha!) Oh, I see.

(L) : (No reply)

(M) : Ok, tell me, what amount will you need me to invest n what kind of extra benefits will I get if I invest.

(L) : Ok, due to past few mths, I don't have enough target, I hope you can invest $500,000 into a few scheme. After that, we then discuss abt the extra benefits.

(M) : WA! Later you don't give extra, I lugi leh. Why not u pay some "interest" first and I invest in some small one. Then if got extra "interest", I will invest extra lor. 50k is out of the question if you want it that way.

(L) : Let me think abt it.

(M) : Fine with me, call me back when you make up your mind.

(L) : Ok, thanks. Will call you in a few days time.

(M) : Ok, nite.

(L) : Nite.
:)

tryying

07-08-2006, 04:15 PM

Few days later, got a sms.

Msg : Hi, this is lady from XXX Bank. Hope you remember me.

Reply : Yup, what's up!

Msg : Can we meet up later to discuss?

Reply : Sure, why not, u really want to give extra "benefit" liao?

Msg : Not sure, maybe you don't like me as I am a avg looking girl. Although I does have a bf, we seldom have sex and so, I hope you understand.

Reply : Ok, I understand. I am neither handsome too. Anyway, where to meet, meal on u?

Msg : No problem on the meal, we should meet at XXX place for dinner. I will be wearing XXX (Don't know how to discribe la :p ) n we meet at 7pm

Reply : Ok, me will be wearing XXX, see you later at there.

7pm, M at XXX place, L arrived, intro to each other. M take a quick look at L, not bad, still can make it. They sat down, order some food and chit chat personal things before coming to the main topic.

(L) : Errr, M, how u think abt me?

(M) : Ok la, on avg lor.

(L) : Ok, I also feel that you seem avg to me, still acceptable.

(M) : (In the heart thinking, WTF! I give u $, u still choose so much, WTF again!) Ok, laid down your term (Hope u laid down now, haha!)

(L) : Ok, later we will be going to hotel for what you want but first, you must sign this 100k investment plan. I will be getting XXX amount if you do so and my post will be save.

(M) : 100k, hmmm......... How far can u go then?

(L) : Not sure, as long till morning, u happy, I willing to be your salve.

(M) : You sure?

(L) : Yes, but what abt u, ready to sign?

(M) : Ok, why not I sign in the hotel rather than here? After that, we proceed to what I want (Sign here? Later you run away, haha!)

(L) : Ok but you got up the room first, I will come later.

(M) : Sure, NP.

M happily goes up to the room, waited for 15 mins, L appears.

Anyone want to continue to imagine this story? :D

Offspring

07-08-2006, 04:29 PM

yourstory damm solid but i must say, pretty good imagination. Go to a bank, take a pic and let alll the bros here fantasize. Your points sure triple. :)

sianren

07-08-2006, 04:38 PM

Yup, please continue, how I wish I got a million to spare and let the L be my slave....hehe..:)

AAconnection

07-08-2006, 05:08 PM

If that person have those kind of $ n got into a relationship with such woman, he still have time to post his incident? :p

agree...when you have that amount of money...you don't look for chio girl in a bank....anyway most of them are not chio so don't waste time. But the other day I pop into UOB Mandarin Hotel UOB Priviliage Banking, yes there are few Chio girls.

tryying

07-08-2006, 05:11 PM

(Ok la, I try to continue lor, I not sure how to write a good bed story, poor spelling too)

L seem more prettier than just now. M notice that she put on some make ups.

After the door close, they sit face to face at the chair (Hotel room got chairs, right? :P)

L took out some documents, laid on the table. (Again, M thinking, laid on me now is the BEST! :P)

M think of something nasty, since I want to sign in the end, why not make it more exciting. He also notice that L have shifted her chair next to him n he make a dare move.

(M) : L, you sure you will give me extra if I sign?

(L) : Of course, if not, why we are here?

(L) : (Paused a while) Don't tell me that you not going to sign n planned to rape or GB me? (Say in a frighting voice)

(M) : Of course not la, don't want to get into trouble with the law. Just want to make things more exciting since we going to do it sooner or later.

(L) : Exciting as in?

(M) : How many things you going to explain to me? Then how many documents which I need to sign?

(L) : About 5 each. 20k per investment.

(M) : 5 each, I see.

(M) : Ok, this is what I want. You kneel down, 1st document on my lap, then read out to me.

(L) : Ok (Proceed to kneel down n do what M wants)

Half way reading the document, M said : L, take off my pants now.

(L) : (Redutant at first, got to follow instruction due to $, final do it) Will this do?

(M) : Yup. Continue the reading while your head laid on my thighs.

L follow M instructions n M, take this chance, stroke L hair's like doing to his gf. L seem enjoying n she finished the 1st document in abt 15mins (:P)

(M) : Finished?

(L) : Yes, what next?

(M) : Now your turn to sit. Spread your legs (As she is wear skirt) n let me smell them.

L sit there with her legs wide open. M position his head into those pretty legs n then, smell n lick them. L, of course, got high n hold M head n keep shouting, "Oh Yes!, more baby, more!"

After some time, M stopped. He is a gentleman, he tells L that he will sign the first document. L happily pass him a pen n then M, have some funny thoughts again. He told L that he will roll the metal pen (Cold mah) from one end of the legs, up to her CB, n back to the other b4 signing. L say ok n M, started from the right legs, roll the pen, follow by licking. L feeling damn high now as M passes her CB, she is wet! (Imagine this, cold pen roll over, follow back wet hot tongue. From the tip of your right to CB n back down. Esp at thigh areas, how would be the feeling like! Try out with your gf/wife.)

After M lick to another legs, he stopped, sign off the first document.

tryying

07-08-2006, 05:27 PM

(After I finish writing the 2nd n 3rd document story, I need to take a break hor. Sorry!)

L happily keep the 1st document n go back to M. M, want her to rest the head on his chest. She do it n 1/4 way, M took off his shirt, instruct L to sucks his nipple n mumble if she can. L try her best, mumble while sucking M's nipples n M, relax at the chair. 1/2 way through, M tell L that it was her turn. L sit down on the chair, M lift her blouse (Correct?) n then, take off her bra (SOP :P) n sucks her nipple hard. Same things, L cannot take it, mourn out rather than reading the content but M don't mind, he just want to have fun.

Since there is nothing much to do with the breast, M also no choice but to proceed the sign the 2nd document.

Now both are wearing only the undiess. So, it will be the best time for M. M asked L to BJ n mumble out the document. L did what M told her n BJ him. M enjoying every moment of it n by the time L finished mumbling, he already cum into her mouth. After cleaning up, M went to play with L CB area. He finger it hard, lick till her juice keep flowing out n suck them all dry up. Using previous pen method, he play ard her CB area n then, inserted it into her CB. Pen was damn cold by now n L, let out a loud moan.

With L cum juice on the pen, M sign off the 3rd document.

(See, I getting weak in writing this kind of story. Any one willing to cont the 4th n 5th document or wait for me to write again? :p )

JuicyBunny

07-08-2006, 08:23 PM

I've heard of stories of chio RMs who got hooked on to clients though. The profile of the customer is usually as follows:

1. Married
2. Rich (at least USD1m dispensible cash)
3. presentable, charming and articulate
4. Plenty of time to spare
5. Always know when to show up (with a bouquet and a fat cheque when shes far from her target)

In short, chio bankers are just like your other chio girls on the streets. Nothing special, nothing glamorous. If you can hang a carrot, shes yours. :cool:

Darren32

07-08-2006, 10:27 PM

I used to know one at Alexandra Village DBS branch...

asdfghjkl

07-08-2006, 10:34 PM

got any chio bu PR bo.. dun need to be manager level ler.. kekeke :)

LianLover

08-08-2006, 04:02 AM

the story goes on...blah blah...then the girl oso damn good know how to tease dat guy watever his fictional name is....then halfway withdraw and say u dun sign another 400k to make it total 500k i dun continue.....then the guy lan lan agree......they continue and finish..

the next day the guy gets the trade put through and T+2 days later the funds are confirmed invested into. the guy then decides to ask me for advice and i enlightened him on the point that for unit trust there is a 7 day free look clause so as to protect the customer. he then goes and exercise his free look which equates to free fuck and he gets back his money ....the end

whahahahahahaha

being in this line for quite a while....i have not met any female RMs who seem to be giving extra services....none even remotely possible.....slutty ones who will go for ONS yes.....chio ones yes......happening ones yes.....but none dat will offer extra.....

from my pt of view the reason is simple.....cos 500k is not alot in investments....if you say 1m and above...yes dats rare and it is sufficient to entice....but....1stly..how many people have 1m and if they do...there are a few other reasons to denounce this scenario......

would you "risk" your 1m for a fuck?... assuming somehow there is an agreement to not exercies the 7 day free look.....back in march there was a week of market correction.....losses for major funds in that week was 6-15%. dats 60k if 1m was invested and immediate liquidation will cause more losses in the form of sales charge.

the next reason is due to the fact that if you had 1m or more to invest...the RM would not dare to offer any extras to you for fear she might offend you and lose the case....or that she may be reported to MAS as you may be some big fuck...whats more MAS does conduct mystery shopping to evaluate bankers so as to make sure they are complying with the rules. the FAA act that was drafted back in early 2000s is a real bane to most bankers and it is because of the FAA that bankers lose sleep in the night and lose cases in the day.

my apologies for ruining the story.....

p.s. TPY UOB's bankers are usually not bad thanx to their branch manager.....i wont be surprised if he is here reading this lol.....fred, if you are readin this....drop me a pm hahaha

AAconnection

08-08-2006, 09:22 AM

got any chio bu PR bo.. dun need to be manager level ler.. kekeke :)
brother you very clever...because most chio bu are not manager level. Manager level stress very high, how to become chio..where have time to take care of their body.

tryying

10-08-2006, 05:41 PM

M to L : 2 more to go, since last 2 not that much excitment, I want the next two to be more else we stop here. (In the heart was thinking, only licking n petting, for 3 documents, what a waste. Hope she ok to go ROUGH!)

L : Ok, what is in ur mind then?

M : Hmm... I want to invite my friend over for a GB.

L : GB?

M : Yup, GB. Take it or leave it.

L : Errr.... But pls be gentle.

M: GB to be gentle? Forget abt it then.

L : Ok lor, no choice lor, but can ask ur friend to sign up one for me also?

M : He is not that rich la, if u don't want, forget abt it lor.

L : Ok Ok, I want.

M : I go n call him now but u must BJ me, we do 69 till he come.

L : NP.

While M is call his friend, (F), L BJ M. F was near by n got nothing much to do. He told M that he will be there in 1/2 time, maybe go n get some exciting toys. M told F that it is a good idea, the more the merrier.

Within that 1/2 hr, M n L been licking n sucking each other off till they cum. Esp during the 69, M was sitting on the chair, holding L by the legs n licking her while she is facing down n giving him BJ. (Can imagine?) L told M that even her BF also didn't make her feel so high. M ask L, does she regret of doing this? L say no, as it is only way n also, she could learn some new tricks n enjoy too.

1/2 hr mark just pass, a knock on the door..... it was F, and guess what? F has booked another room next to them n also, brought another woman (G)! Wow! 3some become 4some! On top of the, G was L best friend! Oh no!

(I going to have headache imagine what is going to happen next, any one to cont? Or I try my best? :p )

Cunnosieur

18-08-2006, 02:19 PM

Got some lucky guy frds who are RMs in banks...They say everyday also nose bleed at work.

Heard some "private banking" chio RMs...they are the top notch ones.

Also, friends intro some female money brokers...damn "+++ gong"...

WTS69

18-08-2006, 03:30 PM

Wahaha ur story is very imaginative n entertaining. u shld b a script writer man.;) lets hv e final instalment o the story man.:p

luv_syt

18-08-2006, 04:14 PM

A nice fantasy story :)

Would love to have few millions in my bank accounts to enjoy such encounters :p

madix

21-08-2006, 03:30 AM

the story goes on...

being in this line for quite a while....i have not met any female RMs who seem to be giving extra services....none even remotely possible.....slutty ones who will go for ONS yes.....chio ones yes......happening ones yes.....but none dat will offer extra.....

from my pt of view the reason is simple.....cos 500k is not alot in investments....if you say 1m and above...yes dats rare and it is sufficient to entice....but....1stly..how many people have 1m and if they do...there are a few other reasons to denounce this scenario......

ya its not a lot in terms of commission that you get from bankers, so dun expect anything.you are better off impressing the gal with gifts.

but insurance agents will get a lot from a 500k sale. forget enticing any bank RM with a miserly 50k.

soggypanties

21-08-2006, 03:43 AM

ya its not a lot in terms of commission that you get from bankers, so dun expect anything.you are better off impressing the gal with gifts.

but insurance agents will get a lot from a 500k sale. forget enticing any bank RM with a miserly 50k.

You are absolutely right!! But just for the sake of those who still insist on checking the chio bus out, don't mind dropping by stanchart marine parade. Not bad.

asdfghjkl

21-08-2006, 12:44 PM

around 2.5% i think.. my mm last time used to be in this line.. someone deposit 200 grand and she took 5 grand herself.. :)

imaginative

21-08-2006, 01:02 PM

ya its not a lot in terms of commission that you get from bankers, so dun expect anything.you are better off impressing the gal with gifts.

but insurance agents will get a lot from a 500k sale. forget enticing any bank RM with a miserly 50k.

not really true. Bankers earn quite a sum of commission.

I recommended a friend to invest about $1million with a private bank. I got $2,000 in referral fee - just for referring only. How much you think the banker will get then??

LianLover

21-08-2006, 03:44 PM

around 2.5% i think.. my mm last time used to be in this line.. someone deposit 200 grand and she took 5 grand herself.. :)

this is roughly the commission scale for insurance agents dealing in unit trusts.

for banks, assuming thresholds have been met and the commission paid is at the highest tier....the highest in the industry is about 1.5%-1.8%

LeDivorcee

21-08-2006, 03:47 PM

I didn't have any encounters with investment bankers but back then during the boom period of real estate, when I was going to purchase my condo (which cost above 1mil). Me and my ex-wife were hunting around for banks to do the financing for us.

Meet up with one SYT from HSBC. She was wearing like macham going to chiong in disco. Low cut, slinky dress, keep on keeping eye contact with me and once in a while made hand contact with mine and flirting away. My wife was staring daggers at her and of course we ended up not getting the loan with HSBC...

LianLover

21-08-2006, 03:52 PM

I recommended a friend to invest about $1million with a private bank. I got $2,000 in referral fee - just for referring only. How much you think the banker will get then??

depending on the product that was invested into, if the portfolio created was predominantly based on term deposits and dual currency deposits then the commission for the banker will be very low, even lower than the $2000 you got.

if it the portfolio was structured as higher risk with the bulk into mutual funds or hedge funds then the commission will be much higher.

however most private banks are working on fixed salary with bonuses and not on a commission structure similar to the mass market and premier banking segment.....and....the minimum AUM (assets under management) for most private banks are 2-3m to qualify. of cos there are independant asset management companies which offer lower minimum AUM to qualify as well.

but looking at this from the point of view as 1m invested into pure unit trusts and based on a commission structure of a premier banking RM, a 1m investment can fetch at least $10k++ in commission

JuicyBunny

21-08-2006, 06:44 PM

this is roughly the commission scale for insurance agents dealing in unit trusts.

for banks, assuming thresholds have been met and the commission paid is at the highest tier....the highest in the industry is about 1.5%-1.8%

Actually we work on revenue points. If commission to the bank on $1m unit trust is 5% we get 50,000 revenue points which is what the bank earns in dollars. If we have a target of 150,000 points so to hit we need approximaTELY $3m sales of unit trust. Other products yield lower. that should pay only 3-4k max in commissions. So bankers usually try to hit more than 130% of their target to hit a higher commission tiering. Gone are the days where commissions are paid dollar up or where the targets are low. If you work the numbers, the average a top RM earns per mth is between 10-15k at best. :cool:

imaginative

21-08-2006, 07:06 PM

Bro lianlover, seems that u know very well. are you a private banker?

JuicyBunny

21-08-2006, 07:28 PM

..... but looking at this from the point of view as 1m invested into pure unit trusts and based on a commission structure of a premier banking RM, a 1m investment can fetch at least $10k++ in commission[/QUOTE]

Depends on which bank. Maybank, Hong Leong RHB, ABN.... probably. The more popular and commonly used banks like Citi, HSBC, Stanchart, no way, simply because of market share and mass coverage. Local banks are improving in their commission payout though, then it'll be a matter of the bankers choice between career progression and remuneration.

asdfghjkl

21-08-2006, 08:18 PM

lianlover - a lover of ah lian RM managers? kekeke.. :D

LianLover

22-08-2006, 12:32 AM

lianlover - a lover of ah lian RM managers? kekeke.. :D

a lover of ah lian anything heheh need not be restricted to RMs :P

Bro lianlover, seems that u know very well. are you a private banker?

nah not a private banker per se, im with a pte asset management firm. same role same function :D

Cunnosieur

28-08-2006, 04:38 PM

Got one called Sharon.

Used to be colleagues...

Si beh flirt...real cock teaser - seeing different guys n always talking flirtuously. Ultra-short skirts everyday.

Dunno where she's gone to now...heard married an old man but also heard she's working in a local bank.

fat29

28-08-2006, 04:44 PM

Welcome back. Any more HDY adventures for you and your battalion bros?

Got one called Sharon Wong.
Used to be colleagues... Si beh flirt...real cock teaser - seeing different guys n always talking flirtuously. Ultra-short skirts everyday. Dunno where she's gone to now...heard married an old man but also heard she's working in a local bank.

Cunnosieur

28-08-2006, 04:47 PM

LianLover
"slutty ones who will go for ONS yes.....chio ones yes......happening ones yes"

U got such lobang???

I have some lobangs....you wanna try???

LianLover

05-09-2006, 02:51 AM

Actually we work on revenue points. If commission to the bank on $1m unit trust is 5% we get 50,000 revenue points which is what the bank earns in dollars. If we have a target of 150,000 points so to hit we need approximaTELY $3m sales of unit trust. Other products yield lower. that should pay only 3-4k max in commissions. So bankers usually try to hit more than 130% of their target to hit a higher commission tiering. Gone are the days where commissions are paid dollar up or where the targets are low. If you work the numbers, the average a top RM earns per mth is between 10-15k at best. :cool:

making a general statement such as "....we work on revenue points...." followed by a single example does at its very best show that you do work in a bank in the particular position. however to me...and i speak only for myself.....it also shows inexperience/ignorance.....

re-read what i posted and you will discover that i mentioned payout AT THE HIGHEST TIER....i.e. you have already covered enough sales such that an additional million earns u that particular reward....regardless of how much less you are getting for the initial amount of sales done.

i do agree that revenue points system is what most banks use in order to calculate commission and targets....however if you were to do your maths, you will realise that my translation of 1.5-1.8% commission payable on each dollar invested in UT at the highest tier will reflect the scales of the better paying banks in SG.....

when you also mention that hitting targets will only yield 3-4k and that would be the reason for bankers to hit 130% of their targets so as to achieve a higher tier.....did u realise that you are generalising and that what you mentioned does not hold true for most other banks besides the one you are employed in.....did you also realise that you have just divulged to me which bank you are from?...not that the latter matters much....

unless you can garner enough support on the fact that your statements were more easily understood than what i have posted for the benefit of all then will i formally apologise....for i feel, and again i speak for myself, that your posting is redundant and merely to demonstrate your involvement in the banking industry....would this fact be sumthing in compensation of the lack in other areas?....for, to me no job is above any others....bankers alone, or any other occupation for that matter, cannot function without the help from anyone else....

LianLover

05-09-2006, 02:58 AM

LianLover
"slutty ones who will go for ONS yes.....chio ones yes......happening ones yes"

U got such lobang???

I have some lobangs....you wanna try???

if i were to admit having such lobangs my mailbox would be flooded...lol

lets just leave it as i know of such bankers....whether personally or not would be another matter....heh

thanx for the offer but i'd rather pass......dun shit whr you eat....and in the banking industry whr we eat is across the whole industry and not merely in the organisation whr we represent.....i have heard of stories that were so intense that when i joined a new financial institution some years back....my new colleagues were even aware of it....this is shocking as it concerned 2 people who were from my initial employer and no one else....however i must admit the details of the story are indeed juicy and scandalous...hence on hindsight....not much of a surprise that it went around like wildfire..

Cunnosieur

06-09-2006, 04:39 PM

"this is shocking as it concerned 2 people who were from my initial employer and no one else....however i must admit the details of the story are indeed juicy and scandalous...hence on hindsight....not much of a surprise that it went around like wildfire".

The place where I was from, the female manager got posted back to her country and the male subordinate was being asked to leave within 3 months...

JuicyBunny

07-09-2006, 06:24 PM

unless you can garner enough support on the fact that your statements were more easily understood than what i have posted for the benefit of all then will i formally apologise....for i feel, and again i speak for myself, that your posting is redundant and merely to demonstrate your involvement in the banking industry....would this fact be sumthing in compensation of the lack in other areas?....for, to me no job is above any others....bankers alone, or any other occupation for that matter, cannot function without the help from anyone else....

Surprised to sense a tone of defense in your response.. My most sincere apologies to you if you'd felt in any ways challenged. I agree with you that my posting was redundant to the purpose of the thread. In fact, I was substantiating the purpose of your post that it may be a misconception that the money comes easy. Not for this career path nor another. My involvement in the industry at this point only goes as far as a bank-client relationship. I work closely with several banks on behalf of the company i represent. Not that my career history is of any significance here, I do know for a fact that it is no longer as easy as it used to be for bankers.

I hope this short clarification brings closure to an otherwise pointless debate on redundancy.

tryying

25-02-2007, 12:16 AM

Sorry, not back for another imagine story :P

Anyway, recieve a call from my insurance company. I know that since it is not my agent (guy) who call me, I just say not interested. She ask why, even don't let her explain and sounded very sad. I just say not interested and hang up.

But if I got $, i might listen to her, meet her up n see how she look like etc... Then lay down my T&C and in the end, she might be mine, provided her look is acceptable. :D

sexytoy.com.sg

25-02-2007, 01:00 AM

a lover of ah lian anything heheh need not be restricted to RMs :P

nah not a private banker per se, im with a pte asset management firm. same role same function :D

Your line is just as good as private banker. All the chio girls with power suits some braless somemore under their jackets.

asdfghjkl

25-02-2007, 01:59 AM

ah.. digger man.. kekeke.. some more rm to share? ;)

tryying

25-02-2007, 09:35 AM

ah.. digger man.. kekeke.. some more rm to share? ;)

Me forum friendly, save disk space mah. Dig out old thread, easiler than create one. ;)

Toyota Honda

25-02-2007, 09:55 AM

owen10

25-02-2007, 02:04 PM

Hi Bros and Sis(s),

Actually I have got something to confess...

I have fallen for a Relationshiip Manager in one of the less known banks locally..

i go to the bank frequently to do transacton for my own company and doesn't get involved with her at all.. Just that I am really interested in knowing her and hoping for a mircale to hppen..

i am sincere in starting a decent, proper, legitimate relatioinship with her..

U think u can help me with this problem?

I am avg looking, not exactly well to do since I just started business for only abt 1 yr and not much savings myself.. So, I need real good advice. hope u guys can help..

Sorry for being out of toipic.

well, is she 1 of d RMs servicing personal clients???

if pers bkg, d most feasible n logical advice i can thk of is to pretend to b interested in a certain investmt product n perhaps get her to explain to u more. better still, buy somethg fr her so so tt in d future u can have more excuses to call her n get updates on yr investmts. slowly, u may try yr ways to get closer n b her fren ... then finding more abt her, eg if she's attached.

$$$ speaks. how much u invest may oso b crucial. if u invest say, $5k dunno if she'll want to entertain u much. u may want to try. if u dun try u'll never knw.

G'luck!

tryying

25-02-2007, 02:16 PM

$$$ speaks. how much u invest may oso b crucial. if u invest say, $5k dunno if she'll want to entertain u much. u may want to try. if u dun try u'll never knw.

G'luck!

Agreed that $$$ speak but for nowadays standard, $5k too little liao. $20k or more, think is a better chance.

All the best to TH anyway.

banana

25-02-2007, 02:21 PM

If that person have those kind of $ n got into a relationship with such woman, he still have time to post his incident? :p

the answer is here. if u have extra $$$ in your a/c and u get such call. u get a chance to bonk them. welcome to the rich and famous club.

banana

25-02-2007, 02:34 PM

i learn this from a friend that deal with insurance agent and he managed to get free bonk.

below is one of the posibilities which i modify from tryying posting.

-----------------
Ring Ring, Mobile phone, answer it, a sweet young lady voice over the other end.

Lady (L) : Hi, I am calling from XXX insurance company

Me (M) : Yes?

(L) : I notice that you got XXX amount of dollars (or more as kenna TOTO or BIG Sweep :D ) recently, we have some investment plan n hope u like to take a look.

(L) : Sir, I really hope u can consider investing some of the plan as the return is very good.

(M) : Good, as in what? (Act blur lor)

(L) : Good as in higher interest, got freebie etc...

(M) : Interest n Freebies?

(L) : Yes.

(M) : How much interest will I get n what kind of Freebies?

(L) : The interest would be XXX amount n the freebies wouldn be XXX

(M) : Like that only har?

(L) : If you really interest, we can arrange n talk face to face, how abt it?

(M) : Face to Face? Hmm........

(L) : Is it ok for you, sir?

(M) : how about we meet tonite at 10.00pm at XXX hotel. i will book a room for discussion. if we are tired from the discussion we can rest and have a cool bath too?

--------------------------

how the (L) reply next will determine if she is bonkable.

banana

25-02-2007, 02:41 PM

Shuang_Jie_Gun

25-02-2007, 02:49 PM

nice story,pls keep it up. :)

banana

25-02-2007, 02:51 PM

so financial expert here, wat do u think the minimum amount of investment and returns should be, will entice a female banker to go ONS with you?

High till Dry

25-02-2007, 04:01 PM

I'm a banker and has been in 3 banks for the past 6 yrs....

Personally I think no amount of investment is big enuff as they're here to make a living. Of course they are stressed with sales target to meet. Even for 1 million investment, they may just get several thousand dollars (max) as compared to insurance advisor who are getting 3% of the investment amount on the average. So a better bet will be targetting at the insurance advisor or broker rather than RM. Unless they likes u otherwise IMHO u will not stand a chance as bank got plenty of customer base to do business with.

If u really want to try, get an insurance plan with them. Since it's a regular premium plan, it will gives u plenty of opportunity to talk to them even when the insurance case has been incepted.

ass_robber

25-02-2007, 07:31 PM

I changed 5 RM over the last 6 months. Very fun way to service my term loan. Everytime I need an extension, I just bonk her, then pay off the instalment the following week, and put some $ into some investment fund, then request to change RM. Nowadays, I think the HR got set standard, all the RM the shape all look similar one.

Too bad, next month onwards I change portfolio already, not not dealing with RM anymore.

best123

25-02-2007, 08:44 PM

i learn this from a friend that deal with insurance agent and he managed to get free bonk.

below is one of the posibilities which i modify from tryying posting.

-----------------

(M) : Face to Face? Hmm........

(L) : Is it ok for you, sir?

(M) : how about we meet tonite at 10.00pm at XXX hotel. i will book a room for discussion. if we are tired from the discussion we can rest and have a cool bath too?

--------------------------

how the (L) reply next will determine if she is bonkable.

this is a good one.....i got many calls recently....

asdfghjkl

25-02-2007, 09:26 PM

I notice that you got XXX amount of dollars

since here got banker, goot.. i want to ask how can RM know i got how much in my account.. i tot is secret?? :confused:

High till Dry

25-02-2007, 11:11 PM

since here got banker, goot.. i want to ask how can RM know i got how much in my account.. i tot is secret?? :confused:

No. The branch staff has access to all mass market customer's information including your deposits, loans & investment. Unless u r a private, priviledge banking customer the branch will not be able to look at your details. Only your appointed RMs can have assess.

These days, designation and title are being used loosely in the banks...:(

pokeman71

26-02-2007, 12:05 AM

Bro,

Come across those company engage by credit card company to call us up to enroll their credit card.

Is this type of girl doing all the Fxxk stuff.

Cheer

Castrol

26-02-2007, 12:05 PM

since here got banker, goot.. i want to ask how can RM know i got how much in my account.. i tot is secret?? :confused:

yes banks are dirty these days, i suggest you withdraw all your money from the bank and keep it inside your pillow from now on. but when you bonk missionary with your husband, dont put your pillow under your back to elevate your pussy, wait your money all fly out. :D

flyguy

26-02-2007, 04:07 PM

bascailly anyone in the bank from teller or even backroom - all they need is yr IC number and they can see all the accounts u have with the bank and of course the amount - as nowadays banks uses the ic as more of a key identifier. The person may not be able to do anything with yr account or if able to - again depending on her/his position and ranking - can make transactions. Hence it is always good to check one's account throughly.

anton

26-02-2007, 05:15 PM

banana

27-02-2007, 04:30 PM

since here got banker, goot.. i want to ask how can RM know i got how much in my account.. i tot is secret?? :confused:

i mean info can pass ard one. may be ur sis-in-law works in bank and news spread to her, for example?

banana

27-02-2007, 04:36 PM

Bro,

Come across those company engage by credit card company to call us up to enroll their credit card.

Is this type of girl doing all the Fxxk stuff.

Cheer

i dont know man! y not u try and tell us the result? but i believe, u can pay them for extra service.

banana

27-02-2007, 04:37 PM

shaggerific

27-02-2007, 05:08 PM

Just keep making those deposits, and watch the interest grow....
Haha, farking funny man... :p

banana

27-02-2007, 05:14 PM

Hi Bros and Sis(s),

Actually I have got something to confess...

I have fallen for a Relationshiip Manager in one of the less known banks locally..

i go to the bank frequently to do transacton for my own company and doesn't get involved with her at all.. Just that I am really interested in knowing her and hoping for a mircale to hppen..

i am sincere in starting a decent, proper, legitimate relatioinship with her..

U think u can help me with this problem?

I am avg looking, not exactly well to do since I just started business for only abt 1 yr and not much savings myself.. So, I need real good advice. hope u guys can help..

Sorry for being out of toipic.

my suggestion is u send a botique of flower to her and write a nice unique poem to express ur interest to her and sign off secret admirer.

then the next day u go do banking w her. and before u depart from her desk, recite the poem and leave. and see how she respond.

ass_robber

18-03-2007, 09:28 AM

Ppl have this notion that if I feel that its exaggerated, then its not true. Too bad. Got a few points taken off, and a few points added. Doesn't matter actually. ;)

Anyway, just as a rule of thumb, that if you play with these ppl from the bank, you must always remember that you are in control, if not backside will be painful if you can't explain to whoever u need to explain to, where your $ went to.

As long as you can make $, with existing $ that you have, and you do lose any $ from your capital, you are playing her with $ that she makes for you.

Its not as fun to engage with insurance agents since there are hardly any insurance agents who just work with you with a month or two months. But rather most policies involves many many years. Engaging in insurance agents will be a big no no for me, on either side. But if bros here feels confident that they are in control, then go ahead loh.