Middle class Singaporean no more.....Sigh

[kuasimi]

Originally Posted by zeajay

Well said bro, I don't see how by voting pap out can improve our lives.

I do not know about WP because WP has no track record yet. But at least I do know PAP is making our life harder through poor policies.

[kuasimi]

[kuasimi]

[kuasimi]

[kuasimi]

Originally Posted by IamOld

That's why ah peh now paddle bicycle

[kuasimi]

[kuasimi]

[leakypipes]

Originally Posted by MoJoe313

Imho, its not the income earned. Its the expenditure. Per person per household. I just wondered if I am the only one vexed with rising costs. Giving to parents done long time ago. Now its full scale living with me. Btw, its more than $1k a month. Add on the kids. Can be quite a strain. You have kids, bro?

i have 2 kids bro. my brother has 3. my sister has 2. why i mention my nieces and nephews? becos i also play a part in financing them.

i grew up poor. altho i am not poor anymore, i still lead a simple life. yes, i got car. i bought a resale flat. to live near my inlaws. cos that way i dun need a maid.

savings? roughly 5-7k a month. no lie. how? cos we live simply. we rarely splurge. what for?

if i am to be completely honest - i am the drain on savings cos of my bonking and smokin and drinking. if i cut out all three, i would be closer to that million now.....

but no matter what, i am thankful for what i have.

also - some bros up my points - i humbly thank you. pls leave me your nick and i will try to return favour.

[MoJoe313]

Originally Posted by leakypipes

i have 2 kids bro. my brother has 3. my sister has 2. why i mention my nieces and nephews? becos i also play a part in financing them.

i grew up poor. altho i am not poor anymore, i still lead a simple life. yes, i got car. i bought a resale flat. to live near my inlaws. cos that way i dun need a maid.

savings? roughly 5-7k a month. no lie. how? cos we live simply. we rarely splurge. what for?

if i am to be completely honest - i am the drain on savings cos of my bonking and smokin and drinking. if i cut out all three, i would be closer to that million now.....

but no matter what, i am thankful for what i have.

also - some bros up my points - i humbly thank you. pls leave me your nick and i will try to return favour.

Bro, $5-$7k savings a month?! Zhun bo? Can detail down your monthly expenses? Share how you do it?

[Lookforhope]

I think he earn $12000 per month

Originally Posted by MoJoe313

Bro, $5-$7k savings a month?! Zhun bo? Can detail down your monthly expenses? Share how you do it?

[MoJoe313]

Originally Posted by leakypipes

i bought a resale flat. to live near my inlaws. cos that way i dun need a maid.

I also shifted near my in laws. Same block. To save on maid. After a few years, they tired. Almost 80 y.o.. Look after 10+ grandchildren already. They surrender. Same for my parents. Now it's the other way round. My maid exists to help them. Maybe your in laws are still young......and you sound younger. You haven't kena any medical bills from them yet I suppose?

[wildcard87]

10k is a good sum I guess for 2 earners.Im single,take home about 3.6.Avg monthly savings about 1-1.2k after deducting household contributions etc.But yeah,still don't feel it is enough.Working 4years liquid savings of 50k only.Just regret that younger days never save and invest.sighs

[MoJoe313]

Originally Posted by wildcard87

10k is a good sum I guess for 2 earners.Im single,take home about 3.6.Avg monthly savings about 1-1.2k after deducting household contributions etc.But yeah,still don't feel it is enough.Working 4years liquid savings of 50k only.Just regret that younger days never save and invest.sighs

Bro, $3.6k for a single is TWICE richer than $10k shared by a family of 7 ($10,000/7=$1,428)

[jacky43]

Who is the cause of all this? All people in the house not forgetting opposition too. Only a group of born locals changing and searching for jobs will understand. It is tragic they need not say the truth but I will voice out their angry.

I write $1000 on job application form FT and PR will mark down to $900. They secure my job. In the same time I am paying $100k for a 3 room resale flat at GL. The same group of people from the other side, they will mark up $110k they got my flat.

Add on to my angry, my manager says foreigners need a place to live. Excuse him so am I. We do have a group of born locals who had weakness on foreigners.

My point is born locals should be brave then to join this people. We walk a different path thats what make us strong.

Another example I heard a reno Chinese man supervisor scolding two of his blanglahs workers. He said they could have done two works before 2 pm. Instead they close for lunch break. Return after 1 pm and lock off after 2 pm probably looking at OT. Perhaps over the weakend bec of x2 rates.

He is old fashion mine friends. He did not had the book where teachers cant teach. The old man too could never pen it for future generation. That is this 2blanglahs are looking at 10 years stay in this red dot. They knew that if they did not break laws, years later sure will receive blue ICs some even pink ones.

There could only be a thing to whack foreigners. No OT allow even if they drap their work bec they wish to but Iphone 7. No need to pity as well as encourage them.

[pussylicious12345]

Originally Posted by MoJoe313

Bros,
Don't know if you feel it. I am beginning to feel like I am not even in the middle class in our country any more. Wife and me working. We earn average incomes. Combined >$10k a month. But young kids in school. Expenses super high.

My car is 9 years old. Went looking for cars and even a small korean car cost >$100k. Want to get a bigger flat because kids are growing. But prices are ridiculously high. Last time can afford to eat chilli crab once in a while. Now crab is $65 a kilo. Cannot afford to eat anymore. Durian price also gone crazy. If eat out, little bit here and there also cost $50-$100. The $50 bills in my wallet use very fast....maciam flow out like water.

Getting old. Tired of this impossible rat race. You feeling the pinch too?

Stop whining... There are people worst off than you and not complaining. You can choose not to drive and take public transport. Nobody ask u to eat restaurant, there are a lot of good food in coffee shop and hawker ctr. Who ask u to eat durian if u find it expensive? No money then don't eat chili crab. It's all about choices.... Don't blame others for ur own desire...