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  #16  
Old 27-07-2006, 09:41 PM
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Re: Which thing 1st for marriage??

Quote:
Originally Posted by interested
Hi Bro,
Doing up a house with the basic.. overall OK lets say 20K at least, Toilet, kitchen, masterbedroom do up. with maybe those necessity appliances, fridge, washing machine, stove, heater, A/C, maybe TV.

Then wedding will be around another 20K , i think will be more. Not sure. Bros here do help.
bro...i was thinking of buying those showflats where everything is already in there liao. just nid to buy some xtras personal stuffs. if not i did a calculation, just the appliances and equipments alone cost ard 20k plus le. that was y i couldnt hold the customary and buy house together. broke. actualli we planned that we nid at least abt 40k for each thing so no choice gotta do one thing at a time 1st. financially not that strong yet.
  #17  
Old 27-07-2006, 11:49 PM
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Re: Which thing 1st for marriage??

get the flat first mate. You will want to avoid having your wife live with your parents. There can only be one adult woman in any one roof. Mum and Wife cannot live together....never.

Don't even think your GF and your mum get along fine, it changes after marriage......trust me....
  #18  
Old 28-07-2006, 01:46 AM
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Re: Which thing 1st for marriage??

Hi bros,

Here's a breakdown for those intending to get married but no money. Let's work it out:

1. HDB (~250k, 5% in cash min): 13k
2. renovation: 25k
3. appliances and furnitureaircon, tv, fridge, sofa, bed, comp for surfing sammyboy) 12k min
4. wedding banquet: (can break even if invite wisely, plus stuff like wedding invites, else...) 8k
5. photos: (lower end sg price, plus gowns)5k
6. engagement and wedding bands: (if she doesn't demand tiffany or cartier rings) 4k
7. honeymoon: (europe 2 weeks plus shopping) 6k
8. wedding necessities (eg angpows, dowry if any plus gifts): 3k

Grand Total: 63k

If both of you are saving combined 1k a month, then it'll take you 5 years 3 mths to get this amt and have nothing left in the bank.

Guys here, wanna add anything else to the list?
  #19  
Old 28-07-2006, 01:58 AM
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Re: Which thing 1st for marriage??

bro.. the first thing you should do is to stop coming to this forum..
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  #20  
Old 28-07-2006, 06:11 AM
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Re: Which thing 1st for marriage??

nice breakdown there by bro madix, but for furnishing seems like the quote too low or I have been taken for a ride....furnishing alone cost me 25k....
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  #21  
Old 28-07-2006, 09:54 AM
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Re: Which thing 1st for marriage??

My personal preference:

1. Buy condoms first.

2. Fuck future wife to be to see if she is good in bed.

3. If she is good or responsive, then time to meet the future parents-in-law to get approval.

4. Buy house first (Biggest money spender item)

5. Furnished the house.

6. Plan for wedding

7. Moved into the new house (Can fuck with freedom and in as many rooms as you have)

8. Get married and hold wedding dinner.

All in all, my past experience, I got my condo for less than $800K. Furnishing costs another $40K, wedding cost $40K. So you do the maths...
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  #22  
Old 28-07-2006, 10:13 AM
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Re: Which thing 1st for marriage??

Quote:
Originally Posted by asdfghjkl
bro.. the first thing you should do is to stop coming to this forum..
haha....how can. nw everyday i m coming into the forum during my office time (onli me in the room) to kip myself update on everything and anything.

cheers!
  #23  
Old 28-07-2006, 10:18 AM
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Re: Which thing 1st for marriage??

thanks bro madix for breaking down how the money are spend. but certain things we are also trying to cut dwn the cost so we could hold our wedding sooner like photo sessions will be going across the causeway. (my friends all say there alot cheaper and the quality also similar.)

our target after using up our current saving for house was to hold the wedding within 2 yrs. is tat very long? we calculated that we nid abt 30k plus for the customary. (tis is excluding amt collected from the ang baos we receive.)
  #24  
Old 28-07-2006, 10:19 AM
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Re: Which thing 1st for marriage??

PLANNING!

Photo shoot and big party are the last thing in your mind.

Dont spent lavishly on very nice new wedding glowns. You tend to pay more for new ones then to rent a used one. It will save up a lot. Like manyt friends says, go JB for a photo shoot, or Melaka, much cheaper.

As for the customy wedding, maybe can try a buffet, much cheaper. If not try not to go hotels. They are much more expensive. Try to go to resturants, can get half the price.

Of course, you need to have a room of your own first, if you do not plan to have a house so fast. At least a room of your own, even if you stay with your family.

Next is to plan properly, what you want to do after marriage? Have kids? Calculate within your means. If you can afford, then buy a bigger house. If not save up and wait for a better deal.

Working couples. Both of you work, what are your going to do if a kid is coming? Accidents do happen.

Remember, choosing a house is not up to you. If you have the "yuan", the house is yours, no need to die die must have a house. Can always wait.


Most importantly, love is the most important thing.
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  #25  
Old 28-07-2006, 03:43 PM
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Re: Which thing 1st for marriage??

Quote:
Originally Posted by newyorker88
Most importantly, love is the most important thing.
totali agree bro! thanks for the advice too. Cheers!!!
  #26  
Old 28-07-2006, 04:08 PM
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Re: Which thing 1st for marriage??

Quote:
Originally Posted by JPimp
get the flat first mate. You will want to avoid having your wife live with your parents. There can only be one adult woman in any one roof. Mum and Wife cannot live together....never.

Don't even think your GF and your mum get along fine, it changes after marriage......trust me....
Ya ...I put up 2 hand 2 feet to support JPimp...never do that..Hey tellmewhy got see this thread bo?? This is serious business man...O man don't ever try it... After so many years, I just happen to settle my domestic affairs and mother is shifting soon...
  #27  
Old 28-07-2006, 04:17 PM
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Re: Which thing 1st for marriage??

got ah bro deluxe. seems like my "wife" gets along fine wif my mummy leh. somemre she reali does 'xian qi liang mu' type.

pnt noted, tis will seriously take into consideration for my planning.
  #28  
Old 28-07-2006, 04:32 PM
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Re: Which thing 1st for marriage??

Bro Tellmiwhy,

Registering for marriage is only $21. You can rent a room to save cost and spend a few days in a neigbouring country such as Bangkok for your honeymoon.

I think $3000 should be enough if you are on a tight budget and if you want to have a rental place of your own.

The first and most important thing is whether your wife and you are compatible and suitable for each other. If you are, then go ahead to get married. If you aren't, don't marry each other.

Quote:
Originally Posted by tellmiwhy
hi to all bros here.

hope i'm not being irrelevant discussing this in here. i've finally decided to end my single life and join the 'family man' by nxt yr end. Was discussing wif my "wife" regarding wat to prepare 1st. to buy our house and make sure everything is okie b4 we hold our wedding ceremony or vise versa (alot of $$ involved so cannot do tis two things at the same time.) my friends ard me all used abt 3 yrs to complete this two things but all tried the both ways. so dunno which is better.

can any bros being thru this advice me on this?
  #29  
Old 28-07-2006, 04:38 PM
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Re: Which thing 1st for marriage??

Quote:
Originally Posted by tellmiwhy
got ah bro deluxe. seems like my "wife" gets along fine wif my mummy leh. somemre she reali does 'xian qi liang mu' type.

pnt noted, tis will seriously take into consideration for my planning.
ya.. bro please take note..BTW Congrats!!!
Get flat first. cheers
  #30  
Old 28-07-2006, 04:38 PM
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Re: Which thing 1st for marriage??

Personally, I don't suggest leaving a house empty for 2 years.

Get a house first and probably wedding about 1/2 - 1 year later.

Also check with parents what are their expectations for the banquet. Because if they are going to invite all the relatives and friends, be prepared for a loss if you are going to have dinner at hotels. Size of the party will affect the magnitude of your deficit/gain.

Proper planning of the guest lists as well as proper rsvp of guests will help to reduce your pain for banquet. For me, I actually had a decent positive variance from my party.

I am not encouraging undertaking credit here but sometimes, it is no harm taking calculated financing. For that, I mean manageable financing. One good example is to tap on some of the credit card interest free financing for some of your furnishing. That will help to shorten the time lag between getting house and actual wedding.

Hope I am making positive contribution.

Lastly, congrats. Suggest going for a marriage prep course to prepare for the big change of sharing your life with someone for the rest of your life!

Cheers!
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